Karl Bennett
Karl Bennett
"The right mortgage isn’t just about numbers—it’s about strategy, opportunity, and building a future you can be proud of. I don’t just find loans—I find solutions that work for you."
*As Featured in The Toronto Star, CMP, and Forbes.
📊 Not sure what you can afford? → Estimate Your Mortgage Payment
🏡 Meet Karl Bennett – The Mortgage Expert Who Gets It Done
Your Home. Your Investment. Your Future.
When securing the right mortgage, you don’t just need an agent—you need a strategist, an advocate, and a problem solver. Karl Bennett is more than a mortgage broker; he’s a results-driven professional with over two decades of experience in mortgage financing, leadership, and operations. Since joining The Genesis Group in 2021, Karl has been helping individuals, families, and businesses secure the best financing solutions, no matter how complex.
🏆 Why Work with Karl?
Because he doesn’t just approve mortgages—he creates opportunities.
💡 Experience That Works for You
✔ Mortgage Specialist Since 2021 – Residential, commercial, and construction financing expertise.
✔ Leadership & Problem Solving – Over 20 years in executive roles, ensuring precision in every deal.
✔ Business & Relationship Builder – Strong industry networks to connect you with the right lenders and solutions.
💬 Clients Say Karl is Different—Here’s Why
Karl is known for his calm approach, attention to detail, and ability to simplify even the most complex financing challenges.
🔹 Patient & Understanding – Whether you’re a first-time buyer or a business owner, Karl guides you through every step.
🔹 Above & Beyond Service – He anticipates challenges before they happen, making the process seamless.
🔹 Strategic & Determined – Karl doesn’t settle for the first offer—he works tirelessly to secure the best rates and terms.
💬 “Karl made the mortgage process feel effortless. He handled everything with such precision and care, and I always felt like I had someone in my corner!” — ★★★★★ Client Review
📌 More Than a Mortgage Broker—He’s Your Advocate
Karl knows that real estate is a game-changing investment, and he ensures his clients get the financing they need to succeed.
Whether you’re looking for:
✅ A home loan to purchase your dream house
✅ A commercial mortgage to expand your business
✅ A construction or land development loan to bring your vision to life
Karl delivers the best financial strategy tailored to your unique goals.
🌍 A Life Beyond Mortgages
Outside of work, Karl is deeply committed to personal development, family, and community. An avid football fan and active church member, he believes in the power of relationships—both in life and in business. His passion for growth and helping others is what makes him such a dedicated mortgage expert.
🔹 Ready to Take the Next Step? 🔹
Your mortgage is too important to leave to chance. Partner with someone who truly cares about your financial success.
📞 Call Karl Today: 647-745-0766
📩 Email: Karlbennett@TheGenesisGroup.ca
💼 Apply Now: Mortgage Application
🔗 See What Clients Say → Google Reviews
📊 Use the Mortgage Calculator → Calculator
💭 Your Goals. Your Mortgage. Your Future.
With Karl Bennett, you're in expert hands.
⭐️ See Why Homeowners & Investors Trust Genesis Group
📢 Over 20+ 5-Star Reviews—Because Your Success is Our Priority.
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If getting a mortgage was an Olympic sport, these guys would take gold—blindfolded, on a unicycle, while juggling flaming swords. They made the process so smooth, I was half convinced... read more
Samantha L
September 5, 2024Amazing experience with this team, the extra mile was taken in order to get me the best rate possible.
Sam S
November 5, 2024As a first-time homebuyer, navigating the mortgage process can be incredibly daunting, but The Genesis Group made it not only manageable but truly rewarding. I had the distinct pleasure of... read more
Rohan Spence
May 5, 2024 -
I had a great experience with The Genesis Group. The process was smooth, with clear communication and competitive rates. Their team was responsive and helpful throughout. Highly recommend!
Breanna Bacik
September 5, 2024Could not say enough about The Genesis Group. The level of dedication, professionalism, and knowledge is unmatched. When dealing with such a big life decision like buying a house -... read more
Maria Woychyshyn
November 5, 2024Great People!!!! I love this team
Kirk Bryan
November 5, 2024 -
My husband and I had used Kirk and his team upon closing a deal on our home. We couldn’t be more happy with everything Kirk and Brittney have done for... read more
Laura Vescio
November 5, 2024Had a great experience dealing with Brittney. Fantastic communication and really worked for me and my needs. Will never go anywhere else for my financial needs
Mark Winter
November 5, 2024Kirk is a class act! He helped me with my first home property mortgage and couldn’t have asked for a more professional person to deal with. Him and his team... read more
Lui Vescio Jr.
December 5, 2024
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No cost, no obligation—just your best rate in minutes.
At Genesis Group, we’re dedicated to securing the lowest rate possible for you. Your personalized rate depends on factors like credit score and home equity, in line with Canadian regulations. Get your tailored details quickly—with zero cost, zero obligation, and total peace of mind.
Want a more detailed breakdown? Explore our Comprehensive Mortgage Payment Calculator for a deeper look at your financing options.
📩 Let’s Secure Your Mortgage—Talk to Karl Today!
💬 Have questions? Need expert guidance? Fill out the form, and I’ll be in touch within 24 hours!
FAQ
Why should I work with a mortgage agent instead of a bank?
Mortgage agents have access to multiple lenders, not just one. This means I can shop around for the best rates and terms that fit your financial situation—unlike banks, which only offer their own products. Plus, I work for you, not the lender!
How much do I need for a down payment?
The minimum down payment depends on the property price:
- 🏡 Less than $500,000 → 5% minimum
- 🏡 $500,000 – $999,999 → 5% on the first $500,000, 10% on the remaining amount
- 🏡 $1M+ → 20% minimum
Want a personalized estimate? Use my Mortgage Calculator.
What credit score do I need to get approved for a mortgage?
Ideally, a score of 680+ gives you access to the best mortgage rates. However, if your score is lower, there are alternative lending options available. I can help guide you toward the best solution!
Can I get a mortgage if I’m self-employed?
Absolutely! Self-employed individuals can qualify for a mortgage, but lenders may require more documentation (e.g., tax returns, bank statements, NOAs). I specialize in finding tailored mortgage solutions for self-employed clients.
What’s the difference between fixed and variable mortgage rates?
✔ Fixed Rate: Your interest rate stays the same for the entire term—best for stability.
✔ Variable Rate: Your rate fluctuates based on the market—can save money if rates drop.
Not sure which one is best? Let’s discuss your options!
How long does mortgage approval take?
Pre-approvals typically take 24-48 hours, while full mortgage approvals can take 5-10 business days, depending on the lender and required documents. The sooner you submit everything, the faster we can get you approved!
Still have questions? Let’s chat! 📞 Call or text me at 647-745-0766
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